Practice Areas
Georgia Catastrophic Car Accident Lawyers
The Insurance Company's Playbook: Delay, Deny, Defend
After a serious car wreck, the insurance adjuster isn’t interested in fairness. Their goal is to pay you as little as possible.
- Delay your claim until you’re desperate enough to settle.
- Deny responsibility by minimizing your injuries.
- Defend their driver by using your words agains you.
This strategy works, unless you have a trial-hardened law firm on your side.
At Cheeley Law Group, we shut down the script. We meet with you early, gather evidence fast, and make it clear we aren’t bluffing. Once insurers see we have the experts, the investigation, and the courtroom experience to beat them, their lowball offers disappear.
What To Do After a Serious Car Accident in Georgia
Your actions in the first hours and days after a crash can make or break your case. Here’s what we tell every Georgia family:
- Get medical care immediately.: Even “minor” symptoms can be signs of brain trauma, spinal injury, or internal bleeding.
- Call the police and request a full accident report.
- Document everything: photos, injuries, vehicle damage, road conditions.
- Do not give a recorded statement to the insurance company: They’re trained to extract phrases that shift blame.
- Contact an attorney before evidence disappears: In catastrophic cases, much of the evidence is time-sensitive.
How Fault Works in Georgia Car Accident Cases
Georgia follows modified comparative negligence, meaning:
- You can recover money even if you’re partly at fault—as long as you are not 50% or more responsible.
- Your recovery is reduced only by your share of fault.
Insurance companies weaponize this rule. They’ll claim you were distracted, speeding, or “could have avoided” the crash. They do this to cut your compensation.
We fight that tactic head-on by building a stronger case—supported by forensics, experts, and real evidence the jury can trust.
They don't want a fight. That's exactly why you need one.
At Cheeley Law Group, we don’t run a settlement mill. We prepare every case for trial from day one so insurers know we’re not bluffing.
Why does that matter?
Because insurers know which firms are willing to walk into a courtroom and which ones fold under pressure. When they see that we have the evidence, the experts, and the willingness to face a jury, their lowball offers disappear.
We fight for full compensation, including:
- Past & Future Medical Bills
- Lost Wages & Reduced Earning Capacity
- Pain & Suffering and Loss of Your Normal Life
- Punitive Damages in drunk or reckless driving cases
This Was Not Just a "Fender Bender." We Handle Life-Changing Collisions.
Most car accident lawyers run a volume business. They settle cheap and move on. Not us. Cheeley Law Group handles the cases that are too complex, too expensive, or too risky for other firms.
We limit our caseload to focus exclusively on catastrophic crashes involving:
Drunk & Reckless Driving — Punitive Damages
Impaired drivers cause lifelong harm. When alcohol, drugs, or reckless misconduct is involved, we aggressively pursue punitive damages to punish wrongdoing.
Auto Product Defects — The Hidden Case
Sometimes the driver isn’t the only issue—the vehicle fails. Airbags, seatbelts, rollover protection, and roof strength can make the difference between life and death. We’ve sued major manufacturers when defective vehicles caused catastrophic harm.
Rideshare & Corporate Liability
Uber, Lyft, and commercial vehicles carry complex layers of insurance. We know how to pierce the corporate shield to to find the millions in coverage they try to hide.
Traumatic Brain & Spinal Injuries
Standard settlement calculators can’t measure the real cost of losing mobility, independence, or cognitive function. We work with life-care planners and medical experts to calculate the true lifetime cost of your injury.
Common Catastrophic Injuries From Georgia Car Accidents
We represent clients suffering from:
- Traumatic brain injuries (TBI)
- Spinal cord injuries and paralysis
- Crushed limbs or amputations
- Internal organ damage
- Severe burns
- Complex fractures
- Permanent disability or loss of mobility
These injuries change everything—from your career to your independence to your identity.
Our job is to make sure the financial recovery reflects that reality.
Police Reports Are Often Wrong. We Find the Truth.
A police report is not a verdict. Officers work fast, rely on incomplete information, and often miss critical details. The insurance company will seize on those mistakes to deny your claim.
We don’t rely on the police report. We build the case ourselves.
While the insurance company scrambles to protect themselves, Cheeley Law Group launches a forensic investigation to preserve the truth.
Our Rapid Response Investigation Includes:
- Downloading the "Black Box" (ECU): Modern cars record speed, braking, and steering data milliseconds before a crash. We secure this data before insurers destroy it.
- Laser Scanning & Drone Mapping: Skid marks fade. Debris disappears. We perform 3D digital crash reconstruction using drone and LiDAR technology.
- Locating Witnesses: We track down witnesses, preserve surveillance, and secure testimony before memories fade or stories change.
We Demand Compensation for Your Entire Life, Not Just Your ER Visit.
The biggest mistake victims make is accepting a fast settlement before they know the full extent of their injuries. Once you sign, you can never ask for more.
We don’t guess at your future needs. We prove them.
Cheeley Law Group works with top medical experts, life-care planners, and economists to calculate the true lifetime cost of your injury.
We force the insurance company to pay for:
- Future Medical Care: Surgeries, rehab, in-home care, mobility devices, long-term treatment.
- Lost Earning Capacity: If your career is cut short or permanently changed, we prove what you would have earned over a lifetime.
- Pain & Suffering (The Human Cost): We measure the loss of your normal life and tell your story in a way a jury can feel.
- Punitive Damages: In cases of drunk or reckless driving, we don’t just seek compensation. We seek punishment.
Why Georgia Families Trust Cheeley Law Group with Their Biggest Battles:
Led by "Bulldog Bob" Cheeley
Over 40 years of courtroom victories. When insurers see his name, they know trouble is coming.
Backed by The Pack
You don't just get one attorney—you get an entire team strategizing your case.
Trial-First Strategy
We prepare for trial from day one. That pressure forces insurers to pay more to avoid a courtroom showdown.
No Fee Unless We Win
You pay nothing upfront. We only get paid when we recover money for you.
Answers to Your Toughest Questions.
The insurance adjuster seems nice and offered me a check. Should I take it?
Absolutely not. No. Early offers are designed to close your case before the full extent of your injuries is known. Once you sign, you lose all rights to additional compensation.
I can’t afford to pay a lawyer right now. How do I hire you?
You don’t pay us unless we win. That’s the contingency model—and it lets you get top-tier representation without upfront cost.
The other driver has "minimum limits" insurance. Is that all I can get?
We investigate rideshare coverage, employer policies, product defects, roadway design issues, and your own uninsured/underinsured coverage.
Will my case have to go to court?
It might, and that is a good thing. Insurance companies know which law firms settle and which firms try cases. Because Cheeley Law Group prepares every file for trial, insurers often pay us more to avoid facing us in a courtroom. We will never force you to go to trial, but being ready for trial is the only way to get maximum value.
How long will my case take?
If you have catastrophic injuries, a quick settlement is a bad settlement. We need to wait until your doctors understand the full scope of your future medical needs (Maximum Medical Improvement). While “billboard lawyers” might churn you out in 90 days, we take the time necessary to ensure your settlement covers you for the rest of your life.
How much is a catastrophic car accident case worth in Georgia?
There is no fixed number. The value depends on the severity of your injuries, future medical needs, lost earning capacity, and how the crash has changed your life. Insurance companies use calculators to lowball claims. We use medical experts, life-care planners, and economists to prove what your case is actually worth—and we don’t stop until the numbers reflect reality.
What if I was partially at fault for the accident? Can I still recover compensation?
Yes, in many cases. Georgia follows a modified comparative negligence rule. You can recover damages as long as you are less than 50% at fault. Insurance companies love to exaggerate your role to reduce payouts. We push back with evidence, reconstruction, and expert testimony to keep the blame where it belongs.
How long do I have to file a car accident lawsuit in Georgia?
In most cases, Georgia law gives you two years from the date of the accident to file a lawsuit. That sounds like time—but evidence disappears fast, and delays hurt your leverage. Waiting too long can cost you the case entirely. The sooner you call, the more we can preserve.